Personal Money Planning |

There are a variety of financial management tools and applications available today that can be used to help you manage your money. From software applications to

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Personal Money Planning |

Created as a result of the Great Depression, The Social Security Act was signed into law by President Roosevelt in 1935; mainly due to the rise in poverty of

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Personal Money Planning |

Zombie debt is old debt that is typically written off as bad debt by the original creditor and then later sold to collection agencies for pennies on the dollar

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Personal Money Planning |

Investing in the stock market can be extremely rewarding, but not without risk. While most investors understand that market volatility is a given in the stock

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Personal Money Planning |

Like health care, many of us continue with the same auto insurance policy for years, never bothering to find out whether another insurance carrier could provide

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Personal Money Planning |

Reverse mortgages have been around for a long time, but in recent years they have become more popular. Though some experts consider a reverse mortgage a last

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Personal Money Planning |

In 2018, Americans’ debt hit $13 trillion, with the average American carrying more than $38,000 in debt – not including home mortgages. For many, debt is simply

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Personal Money Planning |

We all have certain causes that we choose to support monetarily. In fact, in 2017, Americans gave more than $410 billion to charities, breaking the $400 billion

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Personal Money Planning |

Personal finance, like just about everything else, is mainly common sense. Advice like “don’t spend more than you make; start investing while you’re young; don

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Gary Silverman, CFP® |

By Gary Silverman, CFP®

Today’s column is for “old” people. But what is old? In this case, age 50 and older. You see, last year, Midwestern State University

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