The vast majority of advisers are not crooks. Most truly do want to help you. Even those who just do it for the money do so legally. But money attracts thieves
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The article is that the life-cycle model implies most young people should not save for retirement.
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Today let’s talk about the R-word: Recession. As mentioned above, we are not in one yet. Surprised? Many are. First, you all know something is wrong. You have
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As I’m writing this, the stock markets have been falling dramatically. I’m ignoring that for now. Yes, I know that many of you want to know my take, but
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Then there are those advisers who choose to do an internal succession. While no two people or groups of people will run a firm the same way, this offers much
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Seems to me the problem is not the evil corporate world or a bunch of money-hungry CPAs. The problem is a tax code which requires years of study and application
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On a lunch break, I was sharing a table with a young lady, with whom I was having a pleasantries-conversation typical for strangers thrown together at an event
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. I’ve heard from several people collecting Social Security retirement benefits who’d like to return to the workplace. Maybe they found retirement not as fun as
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You’ve no doubt heard the saying, “Cash is King.” Well, our friends at the brokerage firm Charles Schwab got in a bit of trouble with the Security and Exchange
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When I got tired of going to night school, I decided to go off to college and complete a degree. Notice that it was “a” degree, as it wasn’t as important to me
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There are advantages to doing things this way. Some plans, especially for smaller accounts, have an annual pre-account fee. Using only one will incur only a
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You might die. Okay, most of you may not think of that as a benefit, but under current tax rules, your heirs will have your lowered cost-basis reset to the
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