By Gary Silverman, CFP®
Last time we looked at some findings from a survey on retirement savings. As you can guess, it didn’t look good. Most Americans aren’t
By Gary Silverman, CFP®
The Social Security system is big. It is the single largest program in the federal government’s budget. Almost one-quarter of all
By Gary Silverman, CFP®
Today, we’ll finish up our current conversation about retirement. I once read a report that said only 35% of Americans surveyed thought
By Gary Silverman, CFP®
Last week I introduced the 4% rule when it comes to retirement. It means you could draw up to 4% of your portfolio your first
By Gary Silverman, CFP®
In your retirement planning, after determining all the non-investment income you can expect and subtract out the expenses you’ll likely
By Gary Silverman, CFP®
In this space, we’ve been discussing what you need to consider when doing retirement planning. Lately we’ve been looking at problems
By Gary Silverman, CFP®
In this space, we’ve been discussing what you need to consider when doing retirement planning. Lately we’ve been looking at problems
By Gary Silverman, CFP®
The “guaranteed income” the vast majority of Americans will (and do) depend on for the vast majority of their income is Social
By Gary Silverman, CFP®
The “guaranteed income” the vast majority of Americans will (and do) depend on for the vast majority of their income is Social
By Gary Silverman, CFP®
In my last column, we looked at problems associated with cash flow when it comes to retirement planning. But mostly we were
By Gary Silverman, CFP®
When it comes to creating a budget in retirement, a big part of it is understanding your cash flow. And to understand cash flow, you
By Gary Silverman, CFP®
When it comes to creating a budget in retirement, a big part of it is understanding your cash flow. And to understand cash flow, you